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  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
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Mortgage Tips and Tricks

Mortgage Tips and Tricks

上車夢未完

自從金管局收緊按揭成數,現時規定400萬港元以內物業可做9成按揭、600萬元以內物業可做8...

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24.10.2016
Mortgage Tips and Tricks

破產

一般來說,破產令會於四年後解除,但破產人士在解除破產令後能否向銀行借取按揭貸款呢﹖事實上,...

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18.10.2016
Mortgage Tips and Tricks

轉按手續好EASY

銀行又調低按息至H+1.3厘,不少業主都趁機轉按慳息,更可獲得額外1%現金回贈,咁荀,究竟...

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03.10.2016
Mortgage Tips and Tricks

成功個案分享 – 800萬都可申請8成按揭?

何先生於購入一個價值800萬的物業後向銀行申請8成按揭,因按揭成數超出規範兼未能提供收入證...

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26.09.2016
Mortgage Tips and Tricks

居屋按揭

居屋按揭由於有政府擔保,所以銀行審批時一般會較為寬鬆,只是按揭條款會不及私人物業或已補價居...

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19.09.2016
Mortgage Tips and Tricks

嚴選律師樓

接連爆出有假律師樓行騙,究竟律師樓於樓按過程扮演什麼角色以及該如何選擇?其實律師樓於處理樓...

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12.09.2016
Mortgage Tips and Tricks

職業點影響按揭申請?

銀行在批核按揭貸款申請時亦有一定準則,筆者亦曾經提出過當中主要考慮兩件事,分別為「借款人還...

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05.09.2016
Mortgage Tips and Tricks

壓力測試你要知

買樓前除左計算每月供款外,壓力測試都要計算在內,分分鐘會影響按揭申請結果。銀行一般在接受按...

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09.08.2016
Mortgage Tips and Tricks

高成數按揭

現時9成按揭的門欄相當高,包括﹕必須是首次置業人士(即無其他業權在身)、樓價在400萬以內...

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09.08.2016
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