Remortgage & Second Mortgage Referral Service

Interest Rate (p.a.): H+1.3%

Interest Rate Cap P-2% (P: 5.625%)

White Form Secondary Market Scheme (WSM) Mortgage

P-1.75% for the whole period (P: 5.25%)

Great interest rates as low as 3.5%

2-year penalty period

Up to 25 years repayment period

Home Ownership Scheme (HOS) Mortgage

As low as P-1.75% for the whole period (P: 5.25%)

Great interest rates as low as 3.5%

2-year penalty period

Up to 25 years repayment period

First Hand Property Mortgage

Full period as low as HIBOR+1.3%

Lock-in upper limit P-2% (P: 5.5%)=3.5%

2-year penalty period

Up to 30 years repayment period

Second-hand Mortgage Hong Kong

Full period as low as HIBOR+1.3%

Lock-in upper limit P-2% (P: 5.5%) =3.5%

2-year penalty period

Up to 30 years repayment period

Low Interest Rate Mortgage Plan

Cash Rebate up to 1.5% **

Repayment Penalty Period 2 years

Loan-to-Value Ratio 80% or up to 90%*

Loan Tenor up to 30 years

Deposit-linked Mortgage Plan

Interest Rate (p.a.): HIBOR+1.30%

Interest Rate Cap P-2% (P: 5.625%) =3.625%

Repayment Penalty Period 2 years

Loan-to-Value Ratio 80% or up to 90%*

Loan Tenor up to 30 years

Remarks

Reference

Hong Kong Interbank Offered Rate (HIBOR), as of :

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