Remortgage Scheme

Interest Rate Cap: P-2% (P: 5.625%)=3.625%

Up to 0.9%

Repayment Penalty Period: 2 years

Loan-to-Value Ratio up to 80%

Mainland China Property Refinancing

Loan amount up to 70% of the Property’s appraised value,

Repayment period of up to 20 years

Industrial Properties Mortgage Plan

Interest Rate Cap P-2% (P: 5.625%) =3.625%

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2 years Repayment Penalty Period

Loan-to-Value Ratio up to 70%

Loan Tenor up to 20 years

Commercial, retail shop Property Mortgage Plan

Interest Rate (p.a.): Up to P-2.5%

Interest Rate Cap P-2% (P: 5.625%) =3.625%

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Repayment Penalty Period: 2 years

Loan Tenor: up to 20 years

Car Park Mortgage Plan

Net Rate (p.a.) 3.625%

2-year Repayment Penalty Period

Loan-to-Value Ratio up to 70%

Share Transfer Scheme

Interest Rate (p.a.) 12%

Repayment Penalty Period: 2 months

Bridging Loan Scheme

Property with Tenancy Mortgage Plan

Interest Rate (p.a.) Up to HIBOR+1.30%

Interest Rate Cap P-2% (P: 5.625%) =3.625%

Cash Rebate 0.9%

2 years Repayment Penalty Period

Loan Tenor up to 30 years

Remarks

Reference

Hong Kong Interbank Offered Rate (HIBOR), as of :

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