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  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
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News Channel

Mortgage Tips and Tricks

冇工作收入都可申請按揭?用物業、股票存款、基金債券俾銀行資產審批|按揭通識

現時最普遍的按揭貸款批核方法是以供款人的收入作批核準則,其實有部分銀行亦接受以資產作為申請...

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31.07.2020
News Channel

黃詠欣:以公司名義置業

有讀者提出一連串有關以公司名義置業的問題﹕「請問以公司名義而不用個人身份購買物業,當中有什...

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31.07.2020
News Channel

【專家樓評】黃詠欣:「疫」境借按揭 月入8萬都唔批?

近日筆者接到一個緊急求助個案,客戶已向銀行申請按揭遲遲未有回覆,但上會期臨近,所以極為擔心...

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24.07.2020
Mortgage Tips and Tricks

買樓發現物業有僭建影響按揭批核!買「押記令」物業要留意事項|按揭通識

若果物業有僭建問題,絕對會影響按揭批核。僭建即是指未經屋宇署認可而將任何樓宇更改、改建、加...

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17.07.2020
News Channel

經濟日報:拆息有望低見0.2厘 供樓負擔減

資金持續流入本港,昨日(16日)1個月拆息跌至0.3厘,創逾3年新低。隨着各國量化寬鬆持續...

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17.07.2020
News Channel

黃詠欣:小心購入「無契樓」

於拍賣場購入物業,查契往往是眾多環節中最要留意的一環,未查契便舉手購入物業,等同測試自己的...

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16.07.2020
News Channel

經濟日報:銀行重啟居家工作 申按揭宜提早

恒地今彈性上班措施 為期兩周 本港新冠肺炎疫情爆發第三波,雖然樓市交投暫未受波及,但不少機...

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10.07.2020
News Channel

【專家樓評】新居屋按揭批核受阻 竟然係申報入息太誇張?

居屋及綠置居按揭有政府做擔保,銀行在批核按揭時,會相對寬鬆一點,大部分銀行不需做壓力測試,...

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10.07.2020
News Channel

黃詠欣:朋友間夾份持有物業

有讀者電郵查詢﹕「我計劃與朋友夾份買樓,當中要注意甚麼呢﹖另外有甚麼潛在風險呢?」 首先,...

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09.07.2020
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