Shorter Penalty Repayment Plan

Interest Rate (p.a.): HIBOR+1.30%

Interest Rate Cap P-2% (P: 5.625%) =3.625%

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Loan-to-Value Ratio: 80% or up to 90%*

Loan Tenor up to 30 years

Deposit-linked Mortgage Plan

Interest Rate (p.a.): HIBOR+1.30%

Interest Rate Cap P-2% (P: 5.625%) =3.625%

Repayment Penalty Period 2 years

Loan-to-Value Ratio 80% or up to 90%*

Loan Tenor up to 30 years

Village House Mortgage Plan

Interest Rate Cap. P-2% (P:5.625%) = 3.625%

Cash Rebate up to 0.3%

2-year Repayment Penalty Period

Loan-to-Value Ratio up to 85%*

Loan Tenor up to 30 years

Remarks

Reference

Hong Kong Interbank Offered Rate (HIBOR), as of 2026-08-31: 2.85

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