News Channel RTHK: CE mulls special mortgage plan for subsidised flats Chief Executive Carrie Lam said the governmen... Read More 05.01.2022
Mortgage Statistics Residential mortgage loans in negative equity: End of March 2021 The Hong Kong Monetary Authority announced to... Read More 30.04.2021
News Channel The Standard: Prices of secondary HOS flats soared, uni study reveals Prices of secondary Home Ownership Scheme fla... Read More 07.10.2020
Mortgage Tips and Tricks 【拆解「按」中案】申報入息「太誇張」,新居屋按揭不獲批? 新居屋按揭一般都不用入息證明,只要申報入息即可。也正是這個原因,令大家以為新居屋按揭很寬鬆... Read More 17.07.2020
News Channel 【專家樓評】新居屋按揭批核受阻 竟然係申報入息太誇張? 居屋及綠置居按揭有政府做擔保,銀行在批核按揭時,會相對寬鬆一點,大部分銀行不需做壓力測試,... Read More 10.07.2020
Mortgage Tips and Tricks 做了擔保人,對新居屋按揭有影響? 經常聽人說,居屋按揭好容易批,特別是新居屋,一定可借得足! 不過,世事無絕對! 近日我們收... Read More 04.02.2020
News Channel 【專家樓評】黃詠欣:做按揭擔保人 自己買樓時會難啲? 之前提到申請按揭時,如入息未能通過壓力測試等,銀行可能會建議加入擔保人才可批出按揭。但做了... Read More 26.01.2020
Mortgage Tips and Tricks 關於「補地價」 你真係知? 甚麼是補地價? 政府以低於市價,並扣除地價,出售資助房屋,原意是讓收入不足以購買私人樓宇的... Read More 07.01.2020
Mortgage Tips and Tricks 樓齡高 的 未補價居屋/ 公屋,按揭如何計算? 假設例子:屯門良景邨 未補價單位買入價210萬元 前兩篇提到,白居二買家要注意未補價居屋及... Read More 20.12.2019