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  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 物業估價
  4.  (Page 1)

物業估價

樓市繼續復甦,除了引來自住人士入市,投資者亦積極尋找機會。如果已累積一些投資經驗,手上又有充足彈藥,或許可以考慮一下操作較冷門的「銀主盤」,或許會有意外驚喜。所謂「銀主盤」,乃指一些因為業主斷供而被收回,繼而被拍賣行或代理出售的物業。這類物業買賣與一般物業買賣最大的區別,在於銀主通常以「現狀」(As-is basis)出售,且合約條款多由賣方律師草擬,內容傾向保障賣方,買家難以議價。銀主盤要通過按揭審批亦有難度,若買家未有充分了解便抱著「執平貨」心態入場,隨時會損手離場。 WHAT'S NEW

銀主盤 | 入手銀主盤 精明投資 vs 盲目賭博 一文拆解銀主盤按揭注意事項

樓市繼續復甦,除了引來自住人士入市,投資者亦積極尋找機會。如果已累積一些投資經驗,手上又有...

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13.02.2026
發展商按揭的按揭計劃,是一面「雙刃劍」。如果善用首2至3年的低息期,可以節省利息,同時對自僱或非固定收入等未必齊入息證明的人士,爭取到2年時間去好好整理入息資料,趕於發展商按揭進入高息前便轉回銀行按揭。不過,如果「拖延症」發作,在步入高息期後仍遲遲不去計劃轉回銀行按揭的話,可能會出現進退兩難的困境。 WHAT'S NEW

新盤按揭難題│5年前選用發展商按揭,被通知已到期,續期息率升至10厘,如何解決?

發展商按揭的按揭計劃,是一面「雙刃劍」。如果善用首2至3年的低息期,可以節省利息,同時對自...

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22.09.2023
按揭教室:轉按篇第二回 WHAT'S NEW

【按揭新手懶人包】:轉按篇(下集)

看過上集了解「轉按」的定義及原因後,應該很想知道「轉按」的流程及注意事項吧?以下就為大家解...

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07.04.2022
千望 UPTIFY 按揭優惠 First Hand Properties

千望 UPTIFY 按揭優惠

千望 UPTIFY 迎合年輕客群 按揭優惠優惠之選 銀行按揭計劃: 千望 UPTIFY 按...

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29.04.2021
利嘉閣按揭代理董事總經理黃詠欣 WHAT'S NEW

NOW TV訪問: 【回應放寬按揭】利嘉閣按揭:非住宅物業按揭貸款的審慎監管措施

金管局今日宣布放寬非住宅物業按揭貸款按揭成數上限,一般個案的上限由40%上調至50%。此項...

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19.08.2020
WHAT'S NEW

買村屋注意事項多!業權、「側窗紙」問題要留神(二)|按揭通識

購買村屋除了注意是否已補地價及路權問題外,還要注意業權問題,曾經有買家落訂購入村屋後,如常...

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19.06.2020
WHAT'S NEW

買村屋注意事項多!丁屋補地價、丁屋樓花買賣要留神|按揭通識|黃詠欣

購買村屋確實有很多好處,當中包括﹕實用率高、空氣清新、由於沒有一般大廈公契所約束,可以飼養...

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08.06.2020
WHAT'S NEW

內地物業,可以於香港套現!

早年不少人到內地投資買樓,當中更有已經供完。不過,一直以來想用內地樓加按套現,把資金調回香...

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14.05.2020
WHAT'S NEW

疫境按揭系列: 供息不供本,真係著數?

因應疫情影響,多家銀行都推出”還息不還本”的舒困措施。不過,小編發...

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21.02.2020
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