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  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 擔保人
  4.  (Page 1)

擔保人

現實有很多老夫少妻組合是如假包換的真愛,聯名買樓乃常見操作。對於這類個案申請按揭,大眾的一般理解銀行會以年齡較小的那位聯名人的年齡作為計算供款年期的基礎。大方向正確,但大家要留意當中隱藏先決條件。 WHAT'S NEW

聯名物業 | 老夫少妻聯名買樓 成功申請30年按揭貼士

現實有很多老夫少妻組合是如假包換的真愛,聯名買樓乃常見操作。對於這類個案申請按揭,大眾的一...

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27.02.2026
【按揭BB班】| 按揭擔保人 | Hi!我地大家都係擔保人!| WHAT'S NEW

【按揭BB班】| 按揭擔保人 | 做按揭,為何有機會要有按揭「擔保人」?

同去旅行一樣,做按揭都有可能出現「人多反累事」的例子,特別是申請按揭時,「按揭擔保人」不是...

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26.04.2023
借款人與擔保人所承擔的風險責任有不同嗎 WHAT'S NEW

經濟一週 | 「唔做中,唔做保!」業主斷供遭銀行追債,按揭擔保人無法「割蓆」要孭鑊?|黃詠欣

不論是「擔保人」還是「共同借款人」,若遇上業主斷供或資不抵債時,法律上也是要承擔整筆債務。...

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23.12.2021
發展商呼吸PLAN進入高息期 支出大增 如何走出困局? WHAT'S NEW

發展商二按進入高息期 支出大增 如何走出困局?

近年新盤為加快銷情,不少發展商都會提供審批及按揭成數較銀行寬鬆的一按或二按計劃,特點是首兩...

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08.10.2021
耳仔太軟?感情勒索?擔保人咪隨便做! WHAT'S NEW

【感情勒索】做樓按擔保人前 必要知的3件事!

討論區不時都會看到有關做擔保人的疑問,例如:「男友考慮買樓但計唔掂數,想搵我做按揭擔保人,...

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10.09.2021
黃詠欣:買新盤被地產商發最後通牒 最後點搞掂? WHAT'S NEW

東網on.cc |黃詠欣:買新盤被地產商發最後通牒 最後點搞掂?

今次分享的個案,客人找我們時已經開始進入7日收息期,換言之我們要協助客人在不多於28日內成...

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05.04.2021
WHAT'S NEW

黃詠欣:樓換樓陷按揭危機 隨時火燒連環船?

最近樓市小陽春出現,不少新手買家在未計清楚的情況下就被市場氣氛帶動入市,我們近日收到不少求...

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05.03.2021
【按揭小百科】高齡人士申請按揭無難度 WHAT'S NEW

【按揭小百科】高齡人士申請按揭無難度

一般來說,按揭申請是受到年齡限制,大部份銀行在計算按揭年期時會以75減,只有少數銀行會用8...

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28.12.2020
WHAT'S NEW

黃詠欣:以公司名義置業

有讀者提出一連串有關以公司名義置業的問題﹕「請問以公司名義而不用個人身份購買物業,當中有什...

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31.07.2020
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