• 繁體
  • English
  • 简体
  • About Us
  • Contact Us
  • Homepage
  • Mortgage Compass
  • Mortgage Tips
  • Non-regular salaried employee & requested for a 60% or below mortgage plan
  • Non-regular salaried employee & requested for Loan-to-Value (LTV) ratio above 60%
  • Privacy Policy & Personal Information Collection Statement
  • Property Valuation
  • Regular salaried employee & requested for a 60% or below mortgage plan
  • Regular salaried employee & requested for Loan-to-Value (LTV) ratio above 60%
  • Related Links
  • Self-employed person & requested for a 60% or below mortgage plan
  • Self-employed person & requested for Loan-to-Value (LTV) ratio above 60%
  • 繁體
  • English
  • 简体
利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  • Products
        • Hot Offers
          • Low Interest Rate Mortgage Plan
          • HOS Mortgage
          • WSM Mortgage
        • First Hand Properties
        • Second Hand Properties
        • Residential Property Offers
          • Remortgage & Second Mortgage
        • Personal Loan
        • Other Properties Offers
  • Rewards
    • Membership Benefits
    • Application Reward
    • 1st Hand Buyers Offer
  • Tools
    • Mortgage Tips
    • Calculator
    • Submortgage
    • Property Valuation
    • Mortgage Guide
    • Related Links
  • Apply Now
  • Latest News
    • First Hand Properties
    • News Channel
    • Mortgage Statistics
    • Market Research
    • Mortgage Tips and Tricks
  • Contact Us
  1. 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited
  2. /
  3. 加按套現
  4.  (Page 1)

加按套現

於2022年加息周期開始前,於銀行存款可收利息不多,不少人為了賺取更高回報,保費融資 (Premium Financing)一度極為盛行。我們早前已經講解過有關做了保單融資對日後申請按揭的影響,但其實不單新造按揭要留意,連想做轉按一樣有可能受阻。 WHAT'S NEW

2024轉按要注意│做了多份保費融資  影響物業轉按申請?

於2022年加息周期開始前,於銀行存款可收利息不多,不少人為了賺取更高回報,保費融資 (P...

閱讀更多
22.12.2023
WHAT'S NEW

專家樓評: 供樓如何善用物業套現?| 東方日報 | 黃詠欣

受新冠疫情反覆影響,不少家庭面對經濟困境時,會考慮透過物業加按套現去紓困。 如物業已按80...

閱讀更多
25.06.2022
已屆退休年齡的家庭主婦 如何做按揭套現? WHAT'S NEW

按揭求助:已屆退休年齡的家庭主婦 如何做按揭套現? |黃詠欣

已屆退休年齡的家庭主婦 如何做按揭套現? 上月股市波動, 一度跌至萬八點的水平,引用「股神...

閱讀更多
13.04.2022
按揭教室:轉按篇第二回 WHAT'S NEW

【按揭新手懶人包】:轉按篇(下集)

看過上集了解「轉按」的定義及原因後,應該很想知道「轉按」的流程及注意事項吧?以下就為大家解...

閱讀更多
07.04.2022
按揭教室:轉按篇第一回 WHAT'S NEW

【按揭新手懶人包】:轉按篇 (上集)

常聽到『按揭罰息期已過,就可以「轉按」賺回贈』,究竟何謂「轉按」?真的「有著數」嗎? 何謂...

閱讀更多
11.03.2022
專家樓評:樓市淡 轉按有着數? WHAT'S NEW

東方日報 | 專家樓評:樓市淡 轉按有着數?

疫情嚴峻,加上市場預期美國快將加息,拖累二手樓市表現,二手樓價回調。不過,正正因為市淡,業...

閱讀更多
18.02.2022
跨境物業套現 唔使親身返內地 WHAT'S NEW

跨境物業套現 不用親身回內地做手續

疫情之下,跨境理財是新常態,不單可以在香港跨境做海外物業按揭,內地物業套現亦一樣可以一站式...

閱讀更多
06.10.2021
提防騙子 — 賣樓都唔掂 WHAT'S NEW

我做按揭係為咗幫人啊 | 提防騙子 — 賣樓都唔掂

騙徒手法層出不窮,今次小編要同大家講個真係好慘嘅案例,希望大家可以警惕啲,真係唔好比啲騙徒...

閱讀更多
16.07.2021
15萬變出3,000萬  轉按套現財技 WHAT'S NEW

【真實案例】善用按揭套現財技 15萬變出3,000萬

上篇提到客戶2004年把握到樓市低位首次置業。當時客戶月入不到$10,000,「死慳死抵」...

閱讀更多
15.07.2021
1 2 3 Next »
  • 搜尋文章

  • 類別

    • First Hand Properties
    • Market Research
    • Mortgage Statistics
    • Mortgage Tips and Tricks
    • News Channel
    • WHAT'S NEW
  • 按月分類

  • 最新文章

    • 2026.07.02 | Mortgage Statistics, WHAT'S NEW

      Residential Mortgage Survey Results for May 2026
    • 2026.06.02 | Mortgage Statistics, WHAT'S NEW

      Residential Mortgage Survey Results for April 2026
    • 2026.05.04 | Mortgage Statistics, WHAT'S NEW

      Residential mortgage loans in negative equity: End of March 2026
    • 2026.05.04 | Mortgage Statistics

      Residential Mortgage Survey Results for March 2026
    • 2026.04.01 | Mortgage Statistics

      Residential Mortgage Survey Results for February 2026
  • 常用標籤

    best mortgage rates first-hand residential properties mortgage first hand properties mortgage HIBOR Mortgage Plan higher-loan-to-value-ratio home mortgage Home mortgage loans loan to value requirement low-interest-rate mortgage cash rebates mortgage insurance premium rate mortgage insurance program Mortgage Insurance Programme mortgage interest expenses mortgage rate hk mortgage rebates mortgage stress test second hand residential property mortgage 住宅按揭統計調查 按揭

If you have any feedback, please contact us through the following method:

Hotline:2836 6121 / 3103-5656

Address: 14/F., CENTRE POINT, 181-185 GLOUCESTER ROAD, WANCHAI, H.K.

Email: enquiry@ricacorp.com / cs@ricacorp.com



地產代理(公司)牌照號碼:

© 2026 利嘉閣按揭代理有限公司 Ricacorp Mortgage Agency Limited, all rights reserved.