negative equity

Mortgage Statistics

Residential mortgage loans in negative equity: End of March 2026

The Hong Kong Monetary Authority announced to...

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04.05.2026

The Hong Kong Monetary Authority announced today (30 January) the results of its survey on residential mortgage loans (RMLs) in negative equity at end-December 2025. The estimated number of RMLs in negative equity was 21,304 cases at end-December 2025, as compared to 31,449 cases at end-September 2025. These cases were mainly related to bank staff housing loans or RMLs under mortgage insurance programme, which generally have a higher loan-to-value ratio.

Mortgage Statistics

Residential mortgage loans in negative equity: End of December 2025

The Hong Kong Monetary Authority announced to...

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02.02.2026

Mortgage Statistics

Residential mortgage loans in negative equity: End of September 2025

The Hong Kong Monetary Authority announced to...

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03.11.2025

Mortgage Statistics

Residential mortgage loans in negative equity: End of June 2025

The Hong Kong Monetary Authority announced to...

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01.08.2025